Month: September 2017

Equifax Victims may face problems when trying to purchase an iPhone X

“Apple fans who froze their credit after the Equifax data breach may end up with another hassle on their hands if they try to get one of the new iPhones that can cost more than $1,000,” Ken Sweet and Michael Liedtke report for The Associated Press. “People who did so and want to make any big purchase may find the same.”

“Since Equifax disclosed that 143 million Americans had their Social Security numbers and other personal data hacked, experts have encouraged people who may affected to put in place what’s known as a credit freeze,” Sweet and Liedtke report. “That locks down a person’s credit from being stolen by identity thieves — but could also mean delays and more fees for the Equifax victims who want to finance a new phone.”

“You can unfreeze your credit before a big purchase and freeze it again afterward. How long it will take and how much it costs vary state by state. Experts say generally it’s best to give the major credit bureaus — TransUnion, Experian and Equifax — notice of several hours or even a few days before you apply for financing,” Sweet and Liedtke report. “And people just getting used to the idea of freezing their credit could pay $3 to $10 for each action at each of the three bureaus… Citizens Financial Group, which runs the Apple financing program, said any new or existing customer who has a credit freeze on their information will be declined financing. So they would have to unfreeze their credit, at least temporarily.”

Read more in the full article here.

iPhone X: Considering buying the device through the iPhone Upgrade Program? Read this

“iPhone fans looking to buy the iPhone X without having to pay for the handset upfront have many options to do so, with Apple’s iPhone Upgrade Program being one of them,” Chris Smith writes for BGR.

“We already learned that the program will let you mail in your iPhone once the new iPhone X arrives on November 3rd. That’s not even the best part,” Smith writes. “Because Apple has to delay the phone until November, it means you have to pay up to two additional installments on your iPhone 7. And it turns out you’re going to get your cash back.”

“Contact Citizens One yourself to make sure the extra payments are refunded,” Smith writes. “As one Reddit user rightly points out, you don’t have to upgrade after 12 months. And you’re choosing to wait the extra two months for the iPhone X instead of opting for an iPhone 8 or 8 Plus.”

Read more in the full article here.

iPhone X: Want to disable Face ID? Read on

“Apple software chief Craig Federighi has revealed that Face ID unlock on the new iPhone X will come with a hidden security feature, allowing users to press buttons on both sides of the phone to temporarily disable the facial recognition capabilities,” Neil Hughes reports for AppleInsider. “”

“Keith Krimbel emailed Federighi this week, and received a response which he share on Twitter. Krimbel asked what measures Apple was taking to ensure a thief cannot take a user’s iPhone X, point it at their face and then run away with the device unlocked,” Hughes reports. “‘There are two mitigations: if you don’t stare at the phone, it won’t unlock,’ Federighi said. ‘Also, if you grip the buttons on both sides of the phone when you hand it over, it will temporarily disable Face ID.'”

“Other tidbits about Face ID on the iPhone X continue to trickle out, including the fact that the technology will be limited to one face per device at launch,” Hughes reports. “It was also revealed that Apple has been planning for Face ID to replace Touch ID entirely for over a year now, dispelling rumors that the company was trying to embed Touch ID into the iPhone X display as recently as this summer.”

Read more in the full article here.

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